A Tuscaloosa woman is facing federal charges after prosecutors say she applied for fraudulent COVID-19-era loans totaling more than $600,000.

Tarnisha Doss Harrell, 46, was indicted on 12 federal counts of conspiracy to commit wire fraud, wire fraud and money laundering, said Prim F. Escalona, U.S. attorney for the Northern District of Alabama, and FBI Special Agent in Charge Carlton L. Peeples.

Harrell allegedly defrauded the U.S. Small Business Administration’s Paycheck Protection Program and laundered the proceeds, prosecutors said.

From July 2020 through June 2021, Harrell applied for and received two fraudulent PPP loans and conspired with four other Tuscaloosa residents to apply for another six fraudulent loans for which she received a share of the proceeds, the indictment against Harrell alleged.

The Tuscaloosa woman faces up to 20 years in federal prison if convicted of the charges.