The pause on student loan payments has been in place for three years. When that pause will end – and borrowers will have to start paying again – remains to be seen.

Right now, the official date for repayment is June 30. That deadline was set in November 2022 by the Department of Education and carries important stipulations- the payments will restart if the Biden administration’s federal student loan forgiveness program has been implemented and litigation involving it has not been resolved.

READ MORE: Student loan forgiveness: Supreme Court allows $6 billion student loan debt settlement

But, as GoBankingRates pointed out, those two things haven’t happened.

President Biden’s forgiveness plan covers up to $20,000 for borrowers who received a Pell Grant in college or up to $10,000 if they have other federal loans, as long as they meet income requirements of earning under $125,000 for individual or under $250,000 for married couples in either 2020 or 2021. The plan is now before the U.S. Supreme Court with a ruling expected in June.

Some 40 million borrowers would be eligible for relief; 20 million would see their entire balance erased.

GoBankingRates reported the latest extension of the payment plan is set to expire 60 days after either June 30 or when the Supreme Court rules on the loan forgiveness plan. Based on that deadline, it’s likely the payments could resume in late August.

That’s up in the air, too, however, as it’s unclear what action the Biden administration will take if the plan is struck down. Those actions could include extending the payment pause again or even indefinitely with the White House saying it would give borrowers at least 60 days notice before restarting payments.

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