Some Social Security recipients will see a payment schedule change for the end of 2024 and start of 2025.

Recipients of Social Security Income, or SSI, typically receive their payments on the first of each month. However, because Jan. 1 is New Year’s Day and a holiday, the payments will be made on Dec. 31, 2024 instead.

People who received Social Security payments before May 1997 or receive both SSI and Social Security will receive SSI on Jan. 1 and Social Security on Jan. 3.

SSI beneficiaries include older adults with very low income and people with disabilities. The maximum monthly payment for 2025 is $967 for an individual or $1,450 for a couple.

Payment date changes in 2025

A similar payment change will take place at the end of January 2025 when SSI will be paid on Jan. 31 due to the first of the month falling on a Saturday (Feb. 1). The same change will take place for March’s SSI payment which will be paid on Friday, Feb. 28 due to March 1, 2025 falling on a Saturday.

April and May 2025′s SSI payments will be made on the first of each month but there will be two payments in May due to June 1, 2025 falling on a Sunday. Double payments will also be made in August 2025 (Aug. 1 and Aug. 29) because the normal payment day falls on Sept. 1, 2025 which is Labor Day.

Two SSI payments will be made in October 2025 – Oct. 1 and Oct. 31 – because Nov. 1, 2025 is a Sunday. December 2025′s payment will be made on the regular Dec. 1 date.

Social Security payment dates

Regular Social Security payments are made on different dates depending on the recipient’s date of birth. People born on the 1st and 10th of each month are paid on the second Wednesday of the month; 11th – 20th are paid on the third Wednesday; and 21st – 31st are on fourth Wednesday.

Starting in 2025, SSI and Social Security recipients will receive a cost-of-living-adjustment increase of 2.5%, down from 3.2% last year and 8.7% in 2022. COLA has averaged about 2.6% over the past 20 years, ranging from no increases in 2008 and 2010 to highs of 14.3% in 1980. 2022′s increase of 8.7% was the highest in decades and came after 2021′s 5.9%.