Have some unexpected people arriving on Christmas day? Forgot the plates, cups or – don’t say it – Christmas cookies?

If you find yourself in this predicament, you will need to look somewhere other than Walmart for your holiday shopping. Walmart closed at 6 p.m. Christmas Eve and will remain closed Christmas day (Dec. 24). Stores will reopen at regular times on Dec. 26.

Walmart makes self-checkout change

Once stores reopen, you can take advantage of a new feature at self-checkouts at some 4,500 Walmart stores.

For the first time, Walmart will offer “buy now, pay later” loans at select self-checkouts, lender Affirm Holdings recently announced.

To qualify, buyers must spend at least $144 on Walmart products, excluding groceries, with a financing limit of $4,000. Shoppers can then spread those payments out over three to 24 months through Affirm.

Shoppers wanting to use the service at self-checkout with log onto Affirm’s app or website and enter details, including the last four digits of their social security number. Approved shoppers will receive a barcode to finalize payment. Customers can also use the payment option on Walmart.com, in the Walmart app and at Walmart Vision and Auto Centers.  According to  Affirm, eligible customers will be shown the total price of their purchase without any late or hidden fees.